Tax Benefits are also a result of time, good bookkeeping, and tax advisory.- Market Appreciation is the least predictable, but historically, where you will make the most money.

Slightly less bookings, way less lead times, prices have dropped.January 2025 is promising relative to how 2024 has played out. 

This is because there’s well established case law that states a lender can only hold a guarantor personally liable if there was a benefit received.

@Caroline Gerardo  My response related to reserves was a reply to this statement in your post: "In addition to down payment you need reserves which is 12 times or 24 multiplied by all you debt.

If expenses are high relative to income, the cash on cash increases when the down payment increases (16k column).

If so, then it makes sense to get loans from the start.Cash gives you the benefit to win against others, as @JD Martin said, and then finance it later.

The preliminary analysis can have lots of data, so it's important that the provider thoroughly review it with you to explain what depreciation tax deductions Cost Seg study provides and what depreciation benefit you would get w/o Cost Seg.

You have to spend the money somehow without always thinking of the 4th quadrant, even though that money was realized from another asset You're in GA so you may relate even better to our market.

@Brett Riemensnider You can claim expenses related to your rental property, even with a homestead loan, by allocating costs based on the 75% rental usage.

I am relatively new to the STR and looking for some advice on streaming services.