----------------------------------------------------------------------------------------------------If I had to start all over again, I'd look to acquire a 2-4 unit property with an FHA low-down payment mortgage.

However, if your current interest rate is low, be aware you will be buying into a deal with much higher interest rate with today's rate.For your new purchase, you should be able to use a DSCR loan and get financing without income as long as credit is good.

Quote from @William Causey: When choosing a private money lender, how do you weigh the importance of flexible loan terms versus fast closings?

AlabamaAlabama residents enjoy a low cost of living and a thriving economy.

@Maynhia Stott Many states that sell tax lien certificates/liens allow counties to sell OTC - but it is up to the county to choose to do so.

In multifamily here in Reno, NV (just over the hill), we have seen some great deals with higher cap rates for buyers, but also very low cap rates on some renovated, turn key inventory. 

I would choose the option I'm most excited about and can get behind!

But we moved out the low rent tenants and after the rehab we filled all units with market rent tenants.

@Sherry TsaiIf you choose to self manage, it would be the one closest to where you live.

Regardless of which state you choose, be sure to maximize your liability on your renters policy and get an umbrella - this will protect you more than any LLC will.