They can be sold to owner occupants that get a conventional, fha or Va loan.

Why "owner financing" clients? 

your owner occ loan should be done at todays rate what your bank quoted you was commercial terms and not even good ones..

It'll strictly be non-owner occupied?

Basically, you're saying your intent is not to move in, but with owner-occupant loans for lower downpayments, you will sign a statement certifying your intent is to occupy the property. 

My cleaner can bring her large Bissel for extra clean up.Plus I tell every small dog owner not to let them off leash when outside....eagles...

You also have the options of the 2 + 1 which is a 2F with a boarder unit that an owner can live in, but likely can't rent after you leave so it's only a temporary solution depending on how stringent the municipality is.Your VA gives you lots of options, but you won't cash flow if you use at 0 percent down because rates are too high.

Or if your accepting to be very hands-on as owner-operator. 

I am evicting a previous owner from a property that I won at a tax auction in CT.

It is a very saturated market here as well so definitely worth really digging in to the numbers and finding as many owners here to talk with beforehand.