In this business you need to be assertive in protecting your interests and your business's interests. 

Are you going to learn all the state and local ordinances to protect yourself from legal mistakes? 

Now, if sitting on a pile of cash, that is "insulation" or PROTECTION for the various "what-if's" that can and WILL arise for persons in such OVER-leveraged positions.

My first question to protect you and the property owner is are you licensed and insured to be able to manage someone else's property?

For example, is the charge order protection only valid in Wyoming but not in WA LLC?

If you are looking at protecting your profit, you can have a prepayment penalty, that would be graduated, for instance, you could have a $50,000 prepay year 1, then $45,000 year 2 and so on until you get to year 10 with no pre payment penalty.Also for future reference you can get Fix and Flip loans without having to tap into the equity in your primary residence.

Yeah this is what I have been thinking but the asset protection attorneys kept saying oh there is risk here and I need to understand how much risk there is.I think one concern would be mold, which is not covered by hazard insurance.

Since they will be entering into a contract with you as the landlord this is for both parties protection.

@Wyatt Wolff - I am moving under an LLC simply for protection from any law suites.

So, they aren't a way to save you money only to protect you against things you can't cope with on your own. 2.