Our typical PPP is 6 months of interest, but we do offer a step down/tiered option as well (rates are not as competitive).  

But it's pretty competitive to find listings right now, so the market works.

If you're a one-man army, let some of this automated technology do the heavy lifting so you can be the problem solver for that motivated seller. 

this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

They could not even find the root cause of the leaks we had the last few months (when there was heavy rain). 

Comparing the two using this market data tool it looks like the following:Indio vs Palm Springs Airbnb Market DataROI: 10% vs 6%Revenue: $49K vs 56KAvg Airbnb Price: $621K vs %1.2MADR: $418 vs $422Occupancy: 54% vs 68%So it looks like Indio is more affordable and higher ROI, with lower competition.

Does anyone have experience flipping modular homes or should I just stick to the more competitive SFH's on this auction?

I've found success in passive investing as a means to learn the industry since my money is put to work but more experienced sponsors are doing the heavy lifting and I can learn from everything they're doing.

For example, if you look at building housing in Biche, you won't suffer from competition and can find buyers in all price ranges. 

Here’s a bit about my current situation and goals:Current Rentals:Number of Properties: 1Type of Property: Single-family home (we lived in it and turned it into a rental when we moved out)Location: Corpus Christi, TXInvestment Goals:Short-term Goal: Acquire more properties and build an equity-heavy portfolio to have leverage if needed.Long-term Goal: Build a portfolio that provides enough cash flow to cover all living expenses.Focus: Expand my portfolio, preferably to at least 10 properties in the next 10 years.Financials:Current Monthly Cash Flow: Close to breakeven (potentially negative by $20, factoring in reserves).Future Investment Budget: No savings at the moment.