The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

This means thousands of dollars more in engineering, surveyor, and architectural cost plus months of extra work.Original 2-story garageHISTORIC CONSIDERATIONSTo complicate things further, the structure is located within a historic district.

@Nathaniel Dean Morrisoni'm still not sure I'm following you, but if you're asking - should you use extra cash to put more money down on a house, and/or use extra cash to lower the rate - those are pretty personal choices so you have to decide what's right for you and what fits your budget. 

Unfortunately, consumers don't want to spend the extra 10-30 mins reading on how to protect themselves (including newbie investors and homeowners) at a minimum level by simply reading through brochures from a website.

If it is something truly catastrophic, then owning a few extra properties will be lesser on my list of concerns. 

I own a small (72 unit) multi family in OKC and have seen vacancies go up and we have had to start increasing specials and extra items to attract quality residents to fill unit. 

So many benefits, yes the fees are higher but many investors have come to the realization that the extra costs associated with the commercial mortgages are 100% worth it. 

To add some context, it has been hard to sell condo units in old buildings in Little Havana for the same reason, and lately there have been more commercial deals done on entire buildings to demolish them and build new ones with extra unit under the Miami21.

asset worksheets for each depreciable item - between 3 and 30+ pagessupporting statements for line items - between 1 and 10 pagesautomobile expenses worksheet - between 2 and 8 pagesForm 1098 worksheet(s) - between 1 and 4 pages per mortgagestate-specific worksheets, MAGI worksheets, passive losses worksheets, and a whole lot moreBy the way, including these extra worksheets will not create more work for me, they are already inside my tax software. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!