Working in an office at a very young age at 19 in the late 90's and earl 2000's experiencing the dotcom bust and then the 2008 financial crisis and mortgage meltdown really scared me away from stock so I parked all my money in real estate at the time.

Phoenix had a lot of single family inventory after the sub-prime mortgage crisis and I bought a text book rental property as this market bottomed out.

. #7 – opportunity on the horizon While I do not think we will see a mortgage crisis like we did in 2008, there are some signs of a new correction on the horizon.

How reliable is that return in a downturn or economic crisis?

Looks like Denver once again is going to fare better than other cities in an economic crisis.

Some of these regs were in effect before the crisis.In 2008 the government stepped in and imposed all kinds of regulations to banks and lending institutions to prevent a repeat of the crisis.

I've seen some other posts on BP that, to me, are exceptionally bearish on parking money in stocks/ETFs while you wait for a deal (example: "don't keep any money in stocks that you intend to use in the next 5 years" was a real piece of advice I've seen here) - I don't personally agree with that logic (because even a 10-20% market correction would just bump me from market A to market B) but I can understand if someone's trying to buy RE at a price that doesn't leave much room for error.I guess it kind of depends on if you have a more-than-vague concern that the US/the world is headed for another financial crisis.

Though Josh used to be much more active back then in the forums ;) My guess is 95% or even more members here are post financial crisis.

I believe that most landlords who are willing to accept Vouchers are trying to be a part of the housing crisis solution.

Problem with that is the FHA inspections are so picky, they will not allow a FHA lone on a property with I do not disagree with if the economy crashes the rent can crash but I owned rentals in San Diego through the 2008 housing crisis and my rents did not fall.