This assumes the market rent for the unit I will be moving into.My goals from entering real estate are 1. add diversification in my investments (right now heavily invested in stocks) and 2. house hack, so that tenants pay part of the mortgageIn my current market, I have two options: a. buy older houses, renovate, bring the rent to market --> this will cashflow, but needs a lot of time investment which I don't haveb. buy turnkey properties: --> renovated and already occupied by tenants but may not be cash flow positive.I found a property that's type B.

Usually you'd b able to just qualify based off of the W-2 income.

@Bill B.

Quote from @Bill B.: LISTEN TO THE EXPERTS!!

One broker told me I need a residency visa (but couldn’t actually tell me which visa to get), another said I couldn’t get a mortgage at all (since I don’t live in the U.S.).

Now with that, sell them to newer investor "wanna-B's" as turn-key AND with seller financing.     

I can either A) Attempt to get a loan with that amount of money, with a 32% DTI OR  B) Drop my combined DTI to 22% and having about $50K but this would mean waiting until 2029. 

However, If I were starting over I would be looking at class B area with value adds but a lower cash flow projection.

Sadly, they were B and now C-. 

A rental in the B/C class, I would say no.