Unless you have an immediate need for the cash I'd wait until I could pull out the extra $40k. 

Waste of time, huge room for error and zero reason for a customer to do this.....any Contractor worth his salt will have better pricing/quality/selection on the big stuff and will have guys on his crew that can do those dreaded 'parts runs' for the little stuff. 

I have some brand new homes in Phoenix that cash flow with 25% down.

Depending on your risk tolerance and investment goals, exploring short-term Treasury Bonds, high-yield savings accounts, or diversified alternative assets like private lending or REITs could also be worth considering.

If you put those pieces together then you can find some solid cash flowing properties there.

Worth is the DFW Real Estate Investors Club...normally 2-3 hours including breakfast. 

I have seen 85% LTV on a purchase and 80% on a cash out refinance.

Getting a property with a 3% mortgage that offered both equity appreciation and solid cash flow is what sparked my passion for real estate investing.

Really expedites the time it takes to reach FI when you can completely eliminate your housing payment and get into multis for such little down and start building equity/cash flow with each one.

Sometimes tenants bite, sometimes they don’t, but it’s worth a shot.Owner Move-In: If you’re planning to live in one of the units, you might be able to legally take it back.