That can make it easier to communicate the opportunity effectivelyTo expand efficiently, consider targeting local real estate meetups or investment groups San Diego has a strong investor community.

The issue is the laws should not allow this.https://www.cbs8.com/article/news/local/working-for-you/new-...Adding a single small unit is expensive residential development.  

If the locals say it's rare then I would not worry.

I am very involved in our local real estate investor association and agree that in this central Florida market there are an over saturation of STRs as well.

I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

We are out of state and have local property managers.

I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

Nonetheless, it was made possible by a local credit union.

In our area 67% of tenants will move locally because of issues with maintenance - which are often issues with communication.  

Retail sale $192,000 which we don’t want to do.