Putting money in a savings account, CD, or money market account that pays no more than 1% annually while inflation rages at 5% or more is an asset killer - eroding your buying capacity by 4% every year.As for dividend stocks, they're just as vulnerable to market volatility as every other stock, and dividends are not guaranteed.

Economists are forecasting a year-over-year rise of 4.6% for the index, after a 4.2% jump in April and a 3.4% gain for core CPI (which excludes volatile food and energy prices).

Direct real estate & syndication investors are unable to do the panic sale.With liquidity comes volatility, and many investors have a hard time stomaching that volatility.

Energy prices were flat in May, while food prices (also sometimes a source of volatility) was also flat.

You never know who has money sitting around and is sick of either the volatility of the stock market or pathetic returns of a CD.

I understand where you are coming from, I am studying crypto and the volatility definitely stresses me out.

Housing construction rebounded in May, continuing a recent volatile ride as builders try to find their footing in a post-pandemic economy.

The short-term rental space is volatile when it comes to lawmaking so you have to be cautious on the buying side. 

We decided we were OK with 5% for a number of reasons: - Great renters already in place- Home was already partially remodeled (but still room for us to improve and raise rent moving forward) - we have 2 small kids and aren't looking for a huge project right off the bat- Good location for appreciation (37216/Inglewood - it appraised for $17k more than we paid)- We analyzed a bunch of deals and didn't want to wait any longer to get in- Lastly, we were funding this using tech stock from my day job, so moving from a highly volatile investment (could go up 10x or drop by 50% at any point!)

Perhaps lenders have been unwilling to project future income from the retirement account due to the lack of income history and the volatility of the holdings (granted he's now much more diversified)?