And you have to pay PMI for the life of the loan.

Whatever you do, leverage smartly—DSCR loans can help you buy more without draining your cash, and depreciation will handle your tax burden for 2024.

No off-street parking = not worth doing MTR unless it meets all of the following: super urban area where no parking is the norm, highly desirable area with a ton of MTR demand, super safe part of the city, and has great public transportation (think NYC, Hoboken NJ, etc.)Unless it meets all of the criteria above, I pass on those opportunities because my MTR will be eliminating the many people that travel with their vehicles.

So they started doing the loans that everyone else turned down, ultra high risk development deals, second mortgages, land loans at ridiculously high LTV, loans where the borrower has none of his own capital invested, 85% of AFTER stabilized value loans.  

Loan: Bank Statement, $4,300/month PITI.

I am looking to see if there are ways to get creative with downpayment on commercial loans.

The crash caused significant structural damage, and the driver fled the scene, later reporting the vehicle stolen.

See if you can do an SBA loan at 10% versus a commercial loan at 25% downpayment.As far as investors:3. 

Then you can immediately put a loan on. the free and clear property and pull that cash out to get close to what you need for the ADU. 

ThanksBrett, we do flips and rehabs and have several lenders in the area that specialize in ARV "style" loans.