We have vetted the company and decided to pull the trigger based on great reviews and conversations with other investors.

Cape Coral can be a promising location for real estate investors, but like any investment, it requires careful consideration of various factors.

Having supported several investor acquisitions of small balance multi family recently and originating mortgages for the better part of two decades here are some quick pointers and considerations for investors: - Residential loans are considered multi family properties of 1-4 units.

On the psychological front, it sounds like you are feeling some anxiety which may be triggering "W2" thought patterns, which in turn may be triggering anxiety about falling into an "analyses paralyses".

**Insurance and Liability**: What insurance considerations should I keep in mind, and what liability clauses are important to include?

As for selling with 10% down at 8% interest, you now have two title transfers that violate the due on sale clause and add complications to subject to “safeguards” that reduce risk if note is accelerated, if party in possession doesn’t pay taxes or insurance, and of triggering whatever system the lender has set up to notify them when a deed transfer takes place. 

Flood insurance has gone up considerably and is making it hard for buyers to use FHA or some conventional loans. 

Over the last 2 years that I've managed a short-term rental in northern San Antonio, I have experienced many small contractors that get so easily triggered, offended, and upset at me and my wife. 

If you are adding plumbing that low you are likely to need a discharge pump for sewer along with other considerations.

Worse comes to worse, you could always hold onto their application and let them know you will keep in on file for later consideration.