:lol: And that would really freak me out, so to be totally honest, I think it's a bit of healthy paranoia to some degree.

Now that you have your formal education completed, you can go out and get your "street degree" in real estate investing!

I feel that I am protected (to a degree) but that my fellows have been going along for the ride.

If you pass the test-about 60% pass rate, you have to have at least 3 years of experience to gain the designation (where I am lacking) all of this on top of a bachelors degree requirement, ongoing yearly professional education and a code of conduct that must be followed or the designation is revoked.

I spent 5 years in night school to get my degree, worked a full and part time job while in school.

I consider myself lucky that I got my college degree in high school teaching because that style of discipline and calling bluffs is what I seem to have to employ often with tenants.Jon's right though - doesn't sound from your post like "terminally ill" is on the lease anyway.

I am weighing the option of going back to school for a degree in Finance.

When compared to a vegetable picker sweating in 100 degree heat all day earning min. wage, the $/hr/sweat ratio of a real estate investor is quite ridiculous.

Us west coast dudes get all excited about snow since we rarely see it, not counting the mountain trips in the winter.It is 33 degrees here at my home just 45 north of Los Angeles, and the freeway running North to South by my home is shut down at my offramp as the snow is creating hazardous conditions just north of me.

With indoor temperatures here 110 degrees in the summer, if a tenant's A/C unit go's out, you are going to pay for them to stay in a hotel until the repair company with a 3 week wait period can get out to your home, and hopefully, they have the parts in stock.