One of the major driving factors for increased premiums is the carrier's requirement for higher replacement cost limits on file for buildings. 

While I help people find their dream homes daily, my true passion lies in real estate investing and building long-term wealth.

I would like to build several (2 - 6) "shipping container" type homes for either short, mid or long term rental.

I was fortunate enough to inherit a 21 unit multi family building.

Own 10 rentals in Columbus Ohio and building another 21 new build single family houses in Florida that will be a clean BRRRR that will be free and clear.

Of course there are other factors such as fees, but so far I have found those to be relatively minimal.

We are considering joining a couple mentor groups to build relationships with more investors.

I had started a meetup that was getting a solid build up, but unfortunately, Covid hit and I had to stop it.

I looked into a program that is called the rei accelerator and they said they will guarantee me a deal of a 60+ unit apartment building in the next 4 months and i will get to a closing table and generate $20,000 a month off my first deal with working with them.

Same as you wouldn't only invest in one stock (or the stock market), diversifying allows you a bit of a safety net in case one goes down.With real estate a lot of people focus on cash flow, but remember tenants are paying down your mortgage for you and helping you build equity and over time (eg 5-10 years) your house will also appreciate in value.