Hello @Carolina E. .  

We lived 4 houses away from the PG&E explosion and were home at the time it occurred.  

My wife is a perfectionist and gets mired in the details, treating every piece of information with equal weight. 

This process of reconciliation can be weighted anyway the appraiser subjectively determines is most accurate. 50/50 20/30/50 80/20 whatever...Hope this helps.

Originally posted by @Carolina E.

Take everything at face value, ask the seller to fully ratify a purchase contract, then if needed renegotiate price if things like Schedule E or estoppels reveal any mis-representation. 

Once you claim in on your tax returns then a lender will calculate your income based on a formula that takes into consideration the amount of insurance, taxes, mortgage interest, and some other line items on your Schedule E portion of your tax returns.  

If you were trying to lose weight, would you eat a whole chocolate cake in one sitting??

Putting aside the fact I would never mail a yellow letter because of my model, you can do better than sending a mail piece since you are spending considerable energy building the list.Sign up with BeenVerified or Intellius to find phone numbers, e-mails, social media pages.

(Note: Usually faster than an e-check).