I want to leave some breathing room in my capital in case of an repairs or emergencies.So its possible to have a 10% down and not have the property OO?

Larger lender insurance companies and other private loans take a longer term fixed rate view on money and do not have regulators breathing down their necks.

John and Rob, formica is looking like the obvious choice, although one person came to see the house and he liked it and said if his girlfriend agrees to live in the area he will split some of the cost of the granite, sounds to good to be true, I won't hold my breath!

Need to leave some breathing room to anticipate things occuring.

I eat, sleep, breath real estate.

Turns out the person had a DUI, suspended license, temporary driving permit to be used only with a vehicle with a breath test ignition device, car is licensed under wife's name, most of the previous rental agreements under wife's name.

I'm talking eat sleep and breathe....so yea here I am.Me and a friend of mine.

Deep breath, remove emotions, pick myself up and dust myself off.

Maybe breathing paint fumes all day has something to do with it.

Right now the plan is to refinance the property at that 5 year mark for the full 20 years to give myself some more breathing room.