Building permit lists are public records that document permits issued by local government authorities for construction, renovation, or demolition projects.

Anyway, changing my insurance policy to a landlord policy seemed like the right play since I had tenants move into the property.

OR you'd have to do 2 separate transactions and incur 2 sets of closing costs/ transactional costs. i dont think its a bad play, a lot of people leverage one to help them expand to the next. another challenge you will have, though, is pulling something small like $50k out. most lenders rn have a $100k min. you might be able to find less but then fees/ points will be a little excessive. 

They are playing poker with a $hit hand and I know it.  

Their "local metro managers" have no authority, no access, and no way to actually help - they basically act as a buffer between the client and the home office.

Then the time cycles usually come into play. 

You can always include the cost of the land into a construction loan but if you purchased it already it can play in your favor.At the bank we do all of the work you basically apply for the construction loan and the Building department along with processing sets up the entire process.

I have spent so much time on houses - remodeling and dealing with tenant issues--instead of  playing with my kids.

,This situation might be very specific but I am needing help solving this issue.I have someone who would like to sell me their Airbnb House they currently have it under a VA Loan with the Local housing authority. it is assumable but would require me to put more down and would limit their use of the VA Loan until i refinance out of it.the Local Housing authority has been calling mortgages due to anyone they find that are owner financing homes while still having an active mortgage from them on. 

I have used Cost Segregation Authority many times for my clients with great results.