I guess the fundamental question here is: do the seasoning requirements apply based on the deed, regardless of how the deal was funded, or is it based on the instrument?

It seems like there is no fundamental difference between that and a commercial or SFH investment property.

Seeing that you're in South Whales, definitely take multifamily advice with a grain of salt since some of the materials you'll find are US-specific, but the process and fundamentals of finding deals and partnering on deals will be universal.

But even with the potential of appreciation, right now I want to focus on developing good investment fundamentals.

Nay, there is also the fundamental question, for most other than investors, of the costs associated with purchase.

To me, there is something fundamentally wrong with essentially rewarding lousy borrowers by extending their terms, lowering their interest rates, or sometimes even forgiving a portion of the debt completely.

Who cares what happens to it later.I have not one person talk about this fundamental problem.

So, I fully recognize there is overlap.I'll also say that there is nothing fundamentally wrong with being an educator nor with making money from providing education.

I guess that is what causes some investors to take higher risk and move away from fundamentals.

Minna,I decided a long time ago that the world has fundamentally changed.