I have a great relationship with my primary lender and they require at least 20% down.

I think she actually had a really good idea.she believes that providing gift baskets for first time tenants that include general house warming gifts, cleaning supplies,maybe a recipe book  and even a small book or brochure of how to care of  a house would be a great start to a relationship/good tenant.the goal of this would be to obviously motivate your tenant to take care of your property, keep it clean, and to create a level of respect between both parties right off the bat. that means (rent on time, communication, a good experience from beginning to end.)im interested in hearing your thoughts about this and if any of you are or have already tried it?

Going forward with a relationship with a local bank is a great idea.  

So now you’ve gotten a wide variety of PERSONAL opinions, all based on the individual bias of the posters and their past relationship, feelings, fears, and experiences with THEIR debts.  

If you need to deal with property related information on a regular basis i recommend you cultivate a relationship with a Title company.

I do this not only to guarantee the full amount BUT to protect the relationship with the Tennant over the long ARC. 

From all your comments about your Memphis portfolio, I assume you have a good, solid relationship with the company managing your properties. 

Again its also hard to know which paid course is more authentic and useful since there is so many gurgu and not enough oversight to know which is better or worse. no ranking, nothing.

Most here on BP that buy NPL's like myself only invest in the US as we see plenty of product here in the US and can make good money doing it, so its not worth the risk to venture overseas in other country to learn all the nuances, laws and rebuilding all brand new relationships.

I know my 10x is paltry compared with what some here have been able to do with the information and relationship from this site.