Yes, use of single office space did die off with COVID, but because there was not an option. 

In my experience, these are also referred to as "QM" and "Non-QM" loans ("QM" = Qualifying Mortgage)And as consumer mortgages, these loans are generally issued under the person's name with the underwriting based primarily on the borrower's DTI (Debt to Income) ratio.

Hi Charles, I'm also based in Honolulu with young kids and in a similar situation to you, have also thought about buying an investment property in Japan that we could use part-time and rent out at other times.

for water stuff - if it is not raining based on ur experience how else one can test that?

It also identifies signer names within the documents, allowing you to uncover the owners behind the ownership entities.Currently, lenders primarily utilize the platform to monitor client and bank activity, but we're exploring options to tailor the tools for investors.

I never thought about maybe they are assessing it based on wrong fundamentals such as you said.

Based out of Salt Lake City and looking to do multi-state investments in real estate by flipping or renting. 

Right now I am just looking at my options, nowhere specific too specific.

There are too many factors to consider to just provide base rates for what you're asking. 

Based on an earlier post it looks like that is not legal in MA correct?