People have very short attention spans now, and making them jump one extra hoop to book your home is an additional hurdle you do not need. 

Is it worth that extra 5% in efficiency?

@Jessica CotéHouse hacking involves transforming a carriage house into a long-term rental for landlord experience and extra revenue.

Things like septic pumps burning out, steam room dying, guests catching the grill on fire and leaving burn marks on the hardi siding, emergency bug treatment, above ground pool which is ridiculously hard to manage in our heat & having no time to deal with it if it starts to go, laundry & drying time for all the towels and linens, etc, etc.There are plenty of things we can and will get better at, but I'm prioritizing the stress level of my people as well as the very near disasters we've narrowly avoided, over the little bit of extra revenue we'd generate.

We were able to get a 36” pan and with the tile only lost about 1/2” per side and the extra 3” made a world of difference.

By being in Boulder, you have the perfect opportunity to take advantage of the college rental market & rent out your extra rooms to college kids in the area. 

Your sqft is at the bottom end of the $1mm houses, plus they have either an extra BR/BA or both.  

Think about renting a car and you pay for the extra insurance.

Are this funds taxable, do I have to declare them as extra income on my taxes.

If you're planning to continue growing your portfolio, having an LLC is never a bad idea for that extra layer of protection.Regarding your decision between a HELOC and a DSCR loan, it’s essential to weigh how both options fit into your long-term goals.