I am almost at the point where I am ready to disable the bank connections and just import to QIF files I download from the banks at the begging of each month for the month prior and then accurately categorize by type.  

@Kyle Dahlstrom Got a very reasonable quote from Everest Seamless Gutters and currently using Chris Stinton at Honest Exteriors for gutters and some additional fascia work.

I'm still downloading some notes I took away from the event. 

Others pick a topic and download those.

Download an app called driving for dollars.

Here is a link to where you can download it from our website: https://firm.vip/pricing  Just scroll down to the bottom of the page. 

Also if you know the census tract # of the property, then there is an IRS or US Treasury web site which has a list of all the OZ census tracts - it's downloadable into a spreadsheet. 

I Downloaded the Alexa app on my phone, and the Kindle app, so every time I buy a book at amazon in kindle format, I can ask Alexa on my phone to read it to me.By listening the book while you read it on the app, you can concentrate more, retain more, and keep a longer time focus on it.

I think were people seem to run into issues is when they download templates and an equation gets skewed somewhere and then they cant figure it out!

Assuming non-owner occupied real estate, you are correct.https://selling-guide.fanniema...Scroll down to "Rental Income Calculation Worksheets," download form 1038.Big picture, you should probably be working with a LO that's familiar with this stuff.