Even if one partner takes a more active role, both should understand the motivations and risks associated with investing.It's common for couples to struggle if they're not aligned on investment goals.

For your first question about doing a "subject to" on a hard money loan, it’s possible, but it’s not as common since hard money lenders typically have stricter terms and might not allow a loan to be assumed like a traditional mortgage. 

Becoming an employer adds a whole different layer of rules/taxes etc in addition to that it might not be permitted by the Broker

You might see soft spots on the floors—they’re one of the most common mobile home faults.

It’s very common in my area to have roommates so that could be an option to maximize income from both units.

In a former life this was fairly common but I would have it paid to escrow and then credited off my origination fee, if that makes sense.

Things I would like to include are cameras in common areas, Inspection, Cleaning, Noise, Parking, Personal Spaces like fridge and cabinets space, bi-weekly rent collection.Please reply if your near Charlotte, NC for a free lunch. 

Some lenders may still offer 10% down, but they might require strong compensating factors such as excellent credit, higher reserves, or a low debt-to-income (DTI) ratio.The requirement for 12 months of reserves is common with jumbo loans right now, especially in Southern California, where property values are high.2.

Median SFH are selling for right about $600,000 and properties are appreciating about 10% a year in recent years, though that can’t last forever.I am self-employed and do pretty well, but I do not have a W2 and my income varies quite a bit.

When operators mention employer names or area amenities, they should look at where their actually tenants work and pitch that vs just big name companies whose employees might not ever live in the building.They always pitch no capital calls, but will be interesting to see how investors fair after inhouse loans will be paid off to the properties they needed to do that with.