if you find a note that you are the maker of, I.e. you are the obligee or debtor, offered at a discount, you can buy the note in the name of an entity you own, different than the same entity that is named as payor of the note.  

Bankruptcy is nothing more than a process whereby a debtor's assets are sold and the proceeds distributed to his/her creditors (assuming it is a liquidation vs. a reorganization). 

For new college grads I always suggest either paying off all current debt or staying out of future debt.

Heres some stats on the property at the moment:Duplex, we live in one of the units currently.Monthly Mortgage: $1,289Unit A pays $1,000 a monthWe pay $289.Once we move (Someday) our unit will bring in roughly $700 a month (it’s a smaller unit than A)A no cash pull Refi will make our property pretty decent on the monthly cash flow, almost breaking us even each month, but a cash pull would help with my debt, or a down payment on another property.I know pulling money out works for some, and not for others because of everyone’s different circumstances, but I am just curious if you guys might be seeing something I’m overlooking?

(a) Unless the lien of a mortgage, deed of trust, or otherinstrument that creates a security interest of record in realproperty to secure a debt or other obligation has earlier expiredpursuant to Section 2911, the lien expires at, and is not enforceableby action for foreclosure commenced, power of sale exercised, or anyother means asserted after, the later of the following times:(1) If the final maturity date or the last date fixed for paymentof the debt or performance of the obligation is ascertainable fromthe recorded evidence of indebtedness, 10 years after that date.(2) If the final maturity date or the last date fixed for paymentof the debt or performance of the obligation is not ascertainablefrom the recorded evidence of indebtedness, or if there is no finalmaturity date or last date fixed for payment of the debt orperformance of the obligation, 60 years after the date the instrumentthat created the security interest was recorded.(3) If a notice of intent to preserve the security interest isrecorded within the time prescribed in paragraph (1) or (2), 10 yearsafter the date the notice is recorded.

Depending on whether you're looking for debt or equity, you may not have to worry too much about the regulations-- a lot of the platforms will handle the compliance aspects for you.

Structuring deals is very important so consider the Ira being “debt” or “equity” owner when looking at investing in a syndication. 

And he has to purchase at least as much as he sells  in order to defer all tax- which would involve either new debt or a restructure. 

Debtor must clearly phrase their request to obtain: the source of a debt and the amount a bad debt buyer paid for plaintiff’s debt; how amount sought was calculated; where in issue a list of reports to credit bureaus; and documents conferring authority on third party to collect debt.Documentation of the creation of the debt with your collection agency.Under FDCPA Section 809 (b), you are not allowed to pursue collection activity until the debt is validated.

Do I have to show copies of my current lease as "proof of debt"?  Or