You should provide the best possible experience for everyone involved in the process of renting your space.

You could also get involved with your local REIA and try to partner up with a more experienced investor, depending on what you can bring to the table, in terms of value add. 

@William CoetGeneral partners (GPs) manage the entire investment process and are actively involved.

Also they remove the need for a chimney and individual water heaters since the exhaust is essentially moisture. our HVAC does most of their work in the city if you want contact info- He's installed 3 for us just this last year lol In basic terms It would involve:-Permits / approval-Additional Meters X 3 (all thru UGI, they coordinate with contractor)-3 additional units to accommodate each apartment.

Might need to just get to a more informed person at the lender to ask these questions, or get your attorney involved. 

In Memphis, TN, evaluating a property's potential involves more than just looking at its zip code.

I also don't know how day-to-day you are involved with your deals, but it sounds like what you are running into is a scaling problem (private lenders aside) - you can't do more deals because you don't have the bandwidth to do more. 

Quote from @Michael Lynch: People rarely talk about the amount of effort involved in operating a STR.Never sell a property unless you have a clear plan to reinvest the money into something that will perform better or move you closer to your goals.

Long-term rentals offer steadier income with less day-to-day involvement.

To get started, consider VA loans, which offer 0% down and no PMI, and house hacking, which involves buying a duplex or triplex and renting out the others.