You don't catch a soft spot in the floor or a leaking tub......

Because in a soft market it's a bigger issue than a tight market.

Then do a "soft pass" with a number.

I'd look at a conventional lender @Jerry Padilla He's done multiple deals for me and his bank offers soft money loans with 30yr AM's.  

I do know  you can't paint all of Worcester with the same brush it is very area specific in value.   

I serendipitously had my first brush with real estate when I was a freshman in college.

Is it a soft-story building?

Also I believe the legislature amended the law later to create a "soft" exemption for people who originates less than four mortgage loans a year.

If you have a 620+ mid FICO, you can qualify for a 'Soft Money' Loan andrefinance your property at 50%LTV.

Not having a pool isn't a deal breaker for most tenants and if you do rent a property with a pool, you have to either rely on the tenant to do basic maintenance (dip out leaves, empty skimmer, brush down steps, fill it occasionally) or hire a pool company to do service - and that ain't cheap.