This has allowed them to place only the very high ration (5% down payment) and riskier borrowers with CMHC.BTW: CMHC's limits were increased a few (3 - 4) years ago, by the previous government, as it had bumped-up against the legislated liability limit they were allowed to carry.

John Landmark Other things you need to consider regarding HOAs are the following: the amount of Capital Reserves; the ration of owners to renters (this ratio should not exceed 10%); the roller coaster behavior, of the Board of Directors (the mindset of Boards vary from year to year that effect Rule Enforcement and Capital Improvements).

Next it says that individual cases need to be evaluated to see if there is a rational basis for the exclusion. 

I would like to grow as an investor that understand all the tools in my tool box so I can apply them on the deal as I see fit.I also agree on what you said about RV ration/1% rule.

Your rationalizing this. 

Hi Everyone!
 My current situation is that I am living in Denver, renting a house here with my girlfriend, and am trying to purchase my first rental property in my home town of Ohio (cleveland or akron area to be spe...

Anything to be aware of in terms of the ARV rational I've used above?

IMO of course.People can attempt to rationalize and make excuses for that behavior all day long, but at the end of the day it's still really, really stupid on the part of the seller.

The rational is simple - if one person says it's a problem, then likely there are hundreds of others who are silently struggling with it and by knowing about it, I might be able to address it based on two decades of being involved in the self storage space.  

Hope she knows that it would be in her best interest to move out, before she get's evicted, but some people are just not rational - my guess is she won't show up for the court date, while you will have to make time to go.