. $20k is not much and will be eaten up real quick.

Well, once I started the process of buying I was quickly introduced to the importance of title insurance.

Lawyers, engineer, architect, expeditor, surveyors, etc pile on the fees quickly. 

You want to be able to get rid of a tenant who is causing problems in the home asap as it can quickly create a hostile environment for the other 4 people living there where now you have all 5 people contemplating wanting to move. 

I believe it's too big to ignore at this point and the federal government needs to quickly gain to quickly gain and understandingMy only real comment is on the investor thing.

doing a quick rental search nearby, looks the going rent for a 2 or 3 bed is between $1.35-$1.41 per SF.

Quick question for deals like Deal 3:  When you own the note and foreclose, can you just sell the home and keep the overage? 

That'll lease quickly.

For holding vs. flipping, let your goals and market conditions guide you—flipping can build quick capital, but holding offers long-term gains.

And I don't know what the cap rates are in the area for SFRs, but I did a quick Redfin search for a small multi-family home in the area that's turnkey: https://www.redfin.com/VA/Richmond/1622-N-31st-St-23223/home....