Below is an outline of what we have outstanding:3 family - Loan in my wife's name only - house hackedSFH - Loan in my name only - Owner occupied and plan to keep it that wayNow for our next loan on an investment property I am not sure if we will use both of our profiles to purchase but we are open to just figuring out what works best.

I'll take 4 seasons, a 2500 sqft home on 2 acres for $200K, a down to earth girl, clean air, and 100 yards of open highway in front of me and my V8 every day.  

You acquire, fix the issue thereby adding value, properly market, and sell for top dollar (relatively).But, if your answer is an external factor beyond possible repair (general area, the manufactured/trailer homes a block away, the major highway with retail/industrial vibe a block in the other direction, etc.), then you're probably better off moving on to the next one.  

The county auditor's page will reflect the new ownership based on that purchase price (plus any assumed liabilities such as outstanding delinquent property tax bills).

I am outstanding in communicating and relating to clients, maintaining constant contact using the latest technology and keeping them informed on any developments, which may affect the purchasing, sales and marketing process.  

I have 2 outstanding SFR's that need to be refinanced ("exit financing").Does anyone have any contacts in Richmond, VA or nationwide lenders that can offer close to if not equal or better than the terms above?

The current tenants have expressed interest in purchasing the home, however they claim they will not be able to get a bank loan due to outstanding debt- but that they do have a downpayment.

hmm; A short sale is ANY sale less than the outstanding mortgage and yes, Banks will do this to clear their books. 

After 10 years your outstanding balance converts to a payback faze usually 10-15 years and payment will jump drastically many times doubling so plan accordingly.  

His original Distressed Property Newsletter was outstanding, accurate and exceptionally informative.