We did this while living off less than your excess income.Once we maxed out loans (Some married people get 10 each, but then again, I had no income.)

When I first paid for excess water usage, I calculated it based on the same quarter the previous year.

It is excessive to deny a new tenant because their prior residence had an infestetion!

Also, a reason not to accept a security deposit from a nonprofit or social service agency is because if you get into a conflict with the tenant, the organization will "advocate" for them, including legally, and may be quite absurd (and incorrect) about the level of "rights" they claim for the tenant, and this is super stressful, and also, now you have a very entitled tenant who thinks you're obligated to put up with all sorts of awful behavior- because they've been erroneously led to believe that they have excessive "rights."   

I would like to know if anyone feels my goal is realistic, and if not that will let me know how I may need to adjust to see if this would be viable for me.Work has become heavy (in a positive way), that I have been able to build up the capital for multiple properties, however my time has become completely sucked dry.

I’m finally moving forward with purchasing a small duplex with a fair amount of cash reserves and excessive credit card lines thanks to travel hacking (I don’t intend to use them, but it’s nice to have them there).

About half of my portfolio is paid off, so I get the simplicity and peace of mind of free and clears.I didn't pay down aggressively until about 36 units, and then only higher risk and higher rate ones as deal flow dried up anyway. 

Your providing the IRA a benefit is an excess contribution - but not a PT.Am I mistaken?

Reciprocity is not a cut & dried thing....as a recent Alaska trust case (Toni 1 Trust v.

Hawaii is a good place to hold on to properties if you get them, but like Alex said - you can put the "excess" income to work in the mainland immediately.