@Kevin S.can you go to their office and talk it over?

It'll just start being front offices in the big blue cities of red states, living near by.

If I'm in your shoes, I would use this as an opportunity to network with other brokers in the office as well as attend local meetups to get a feel for who the movers and shakers are. 

One of them can either be a second living room or could be a home office, another could be a dining room or could be an office, or used for something else.

I sent an email to a commercial loan officer to see what we would need to get a loan for around $450,000 and he said we would need to have 25-30% down since it is not a "regular" commercial property.

This can have a very beneficial impact as personal property typically has a much shorter useful life for depreciation purposes than real property.For example, if you are getting a cost segregation study performed on a commercial office building, there will most likely be assets that have been classified as part of the building but are able to be reclassified to real property and depreciation over a shorter useful life such as 5,7 or 15 years rather than 39 years.

I cannot afford  and will never want to learn to use The Mortgage Office software.Thanks.BTW, that is ridiculous in this day & age a servicer having a poor portal.

But I would definitely get your loan officer to contact the seller's agent to go over the loan process with them.

I was at his office today for a property settlement. 

My office is in HSV but I personally live in Decatur.