Playing with some DTI calculators I’ll be hovering around 50%.

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This application automates "back of the envelope" calculations, making it easier and faster for users to find and assess profitable real estate opportunities based on their specific investment criteria.

Hi Kevin,I think you can find much better numbers than this in Toledo.Plus, you have to include calculations for maintenance, vacancy also.If you don't think anything will go wrong, it will.It's real estate and real estate is a rollercoaster.Granted, I'm local and pick up the best of the best deals due to doing it for over 10 years.I closed on a 6 unit 2 months ago.A class area IMO.$160,000 purchase price.Rehab around $80,000 (More than I budgeted).Optimized rents between $4,000 - $4,500.ARV is $350,000+The deals are out there and don't rush in.All good things take time.Much success

Here is the property I am interested in, and have attempted running calculations on:https://www.realtor.com/realestateandhomes-detail/318-E-Plum-St_Mankato_MN_56001_M76689-72127?

Curious exactly how does DTI come into play when buying a non owner occupied investment property with conventional mortgages. From my understanding if 75% of rents cashflow over PITI it actually improves you DTI for a...

I can see that.I look at myself when I made my first sale in 1975  I was bagging groceries in high school for 1.35 and hour.my first sale in Real estate i made 600 dollars and calculated that it took less than 8 hours and then did the math and thought wow ... this is what i am going to do for my life and I will never get stuck working by the hour.. 

In other words, how would I calculate the return (from a purely financial standpoint) of "investing" in a primary residence vs renting and putting the money elsewhere (perhaps even into an investment property, but also considering buying a business)? 

I will definitely consider those things as I run my calculations.

BiggerPockets also has a calculator you can use to analyze deals and I highly recommend you start this as soon as possible, even if you are not ready to buy.