Does anyone else have a better solution?

@Eric Blair easy solution.

HMLs are a crucial short-term solution for properties needing significant repairs, and for investors not wanting all the red tape that comes with traditional products.

Bridge financing(interest only):For construction loans, you could do a bridge solution to help you buy the land and do the vertical construction(get the land surface engineered and developed for putting up the apartment buildings) and then horizontal- downpayment will vary.

There is a solution for Canadians, from NCH out of Nevada to use a regular corporation to hold limited partnerships.

Change your mindset from that of a victim to that of the investor and look for the solution.

So far they seem very interested in creating customized solutions to allow us to implement @Tom Wheelwright's strategies.

I offer a substandard product that’s cheaper than anybody else to people who make poor choices .

Whether turnkey solution is right for you or not would depend on what your goals are from a turnkey investment?

As it is we both have a strong desire to buy a SFH for ourselves but currently house hacking is a better solution because that other rent is paying our taxes and water and sewer bills and for some mid range priced renovations to the property.