I anticipate my response may receive some criticism on this forum since I’m a newbie to the game.

@Nadir M. our lease specifies the resident is responsible.

Hi Dan, thanks for your response.

“A QOF is an investment vehicle that files either a partnership or corporate federal income tax return and is organized for the purpose of investing in QOZ property.”What are the benefits of buying property in an opportunity zone?

@Thomas HaessigImpossible to really provide any type of in depth response based on information provided.

They are MUCH more responsive and even managed to recuperate most of the owed rent via landlord/tenant assistance programs.

The responses from this group have been incredibly helpful. 

Its a tough subject because logically, they are joint and several guarantys so rationally a 100% guaranty from each of two people (one 740 one 680 for example) is ALWAYS going to be better than just one 100% guaranty from someone at 740 (so it wouldn't make sense to have a better rate for the latter)The problem is that there is fraud and "straw borrowers" out there where someone who is not involved in the property signs on to boost score and terms - so many DSCR Lenders in response either do the "non-rational" thing and price to the lower to avoid the fraud or use the higher of the two (and either be a little loose with things or just stay vigilant on any funny business)

Great questions and responses.

Being flexible in a way that still protects your investment can help build a better relationship.However, if they’re not responsive or don’t show good faith, you might need to take a more formal step, like issuing a notice to pay or quit.