Get 30yr lock at 6.25%.

Jaime The cost approach (land value + depreciated cost of improvements) is typically the least reliable indicator of value.

I get my increase sooner and lock them in for a fresh 12 month period. 

Just have the key locked up somewhere with a combination.

Don't wait for the insurance adjustor - call a reliable water/mold remediator like ServPro. 

You'd need to look at how much this loan would cost you, how long it would take to recoup those costs...if you lock yourself in with a 5 year PPP and rates drop in 2 years, you're going to end up having to pay a hefty fee if rates drop and you decide to refinance.

However, given the recent rise in interest rates, if you're locked in at a 3% rate and the market is now at 7.5%, there's a possibility that the bank might call your loan if you've violated the loan covenants.

People gets locked inside factories in China to prevent thefts like they did  here in the US in the 1910s.Please keep in mind IF we all support oligopolies, the download/streaming business can end up like the internet server provider/cable business, where you and I have no real choice anymore.

I'm a foreign national so my cash outs are capped at 60-65% LTV so even though I got great deals I still reached a point where my capital is now locked into these rentals.

Do you lock my interest rate and when?