Investing based off climate is absolutely necessary, call me a woke butterfly I don't care-- as someone whose made the biggest bets off weather plays I am willing to continue to try this.

As Lindsey mentioned Airbnb/VRBO and Zillow are very popular spots for posting MTRs.

Your best bet is probably going to be working with a hard money lender.

The 232 seems a little low for a popular place like Blue Ridge but not crazy.

If so you can look into Cash Re-Fi (not as popular these days with high rates) OR look into Home Equity Loan / Home Equity Line of Credit.

I know this area is very popular and some say over-saturated (I think thats any popular tourist area these days).

Purchase price: $155,400 Cash invested: $40,000 Property is located in Cuyler-Brownsville an historic district within walking distance of popular Metropolitan District of Savannah GA.I purchased the property to get started in the real estate space, however I value the walkability of the property, its proximity to parks and nightlife.Although the area is a rated roughly as a “C class” neighborhood.

Contrary to popular belief, this is not set because I believe it will give me a higher return.

This is a high risk investment for anyone to consider and your best bet is to find a long-term job and qualify on your own.1) Two people applying for a mortgage will go against both applicant's DTI in full.2) What if there is no cash-flow and no equity/ appreciation.What can force you to sell the property keeping her in a bad investment3) What is the market turns and you are not able to refinance the property?

I'm willing to bet if rates went down significantly than getting this property under contract would have had even more competition.