I ended up having a more qualified person apply.   

excerpt from atty Bradley Clark"When applying for an employer identification number (“EIN“) on IRS.gov you must provide the legal name of the LLC that is applying for the EIN.

Bonus depreciation applies to property with a tax life of 20 years or less (i.e., it doesn’t apply to real property).

But in my case I need like 25k so I would have to apply for all new cards which will also have an impact on my credit.

It's clear that relationships are the cornerstone of success in this field, and your advice on how to build those relationships is something I'll be applying as I move forward.Thank you again for sharing your experience and knowledge.

Does that seasoning period apply if I cash out refi into a DSCR loan?

Returns today aren't as high in general as they were a few years ago, but that applies across the industry. 

You will need to provide a notice of pay or quit and typically your lease allows you to apply late fees at that time. 

We know we could apply for a zoning change, but that process could/would take months and we are beyond ready to move onto our next investment.Has anyone else come across problems like this, where the lender is going down a rabbit hole and denying funds because of something that could possibly happen in the future?

Murphy's Law applies like a mother to REI.First, if you are doing all the project picking/analyzing/Comp Analysis and you don't know the market, and you don't know the formulas, and your numbers are wrong?