Actually, the login page has also been pushed down with the additional boxes, but that's less annoying as its only once per session...Nonetheless, the site is great, and keep up the good work.

It is quite annoying, but that's what you get when you deal with banks on anything.

It's a trend that is really annoying.

Not a bad idea, but if people download a handful, I could see that getting annoying.

It is annoying.

It would be annoying to have to chase up renters to settle the extra balance of their utilities.  

His response to that lands somewhere between annoyance and exasperation, but he basically told me to call him back when I get a purchase contract in place.A conversation I had with the next private lender I contacted basically went the same way.So, it looks to me like a case of chicken or the egg: My real estate agent won't put in the offer without a proof of funds letter, and the private lenders I've spoken to won't approve me and/or provide a proof of funds letter without a purchase contract.What am I missing here?

its annoying and irritating,  but I vote to fix.

It's so annoying that none of this was made clear in the books that I've read.

I finally went in and rubbed elbows with the rest of them, but it was really annoying to be unable to look at the house in the way I really wanted to.