within the FHA loan, a bank will definantly finance the rehab up to a certain dollar amount ($30k rings a bell).

Those smaller cities won't be attractive for a foreign investor, mainly due to lack of easy international travel, but for other reading this thread, interested in upstate NY for long term, first and second ring burbs of those locales should expect to see some decent appreciation in the next 4-8 years.

(Bet his landlord says he's a winner and pays ontime every time and been there a million years and sure hates to loose him)Now Phone rings its a tenant who said "I'm sure you can wait til their income tax comes in!

They charged because we "touched" (remove the toilet, installed flooring, replaced wax ring, re-mounted the toilet) the fixtures.

I would also be able to change where it rings if I get a virtual assistant or something in the future.

When times get better,dollars are flowing,,,you can bet the phones will ring and mailboxes recieving MANY requests for old debts!!

I went through my material list (200+ line items) and here's just a taste for you:Paint, primer, windows, doors, dry wall, mud, tape, screws, corner bead, door knobs, door stops, closet shelves, closet hanger rods, baseboard, door casing, ceiling fans, ceiling lights, switches, outlets, cover plates, CO & smoke detectors, underlayment, underlayment screws, thin-set, grout, tile spacers, tile, grout sealer, sanded caulk, cabinets, vanities, faucets, sinks, toe kick, filler boards, counter tops, garbage disposal, water lines, plumbing lines, drain kits, valves, mirrors, towel rods, tp holders, bathtub, shower pan, tub/shower faucets/valves, toilets, wax rings for toilets, dryer vent, floor/ceiling vents, tack strips, carpet

(maybe they are maybe they are not) but in my view you want to make sure that you are hiring a partner not just someone ringing the cash register.

I live in Dallas Texas, a new bie here and into real estate, so no experience of any sort, but one thing keep ringing to me daily each time i am with business analyst and real estate practioners, they keep talking about the growth already in Dallas and still climbing, Toyota North America Headquarters construction on going, they relocating here.So even a new bie like me know what that means.Nebraska furniture onwed by Warren Bugget is new and has driven many businesses here, the list of up coming development in Dallas endless, you wont regret settling and investing here as you already say TX topping your list.Good luck

The old saying “cashflow pays the bills; appreciation makes you rich” has ringed very true for the Bay Area.