Long story short, any owner-occupied property loan will require the borrower to show income that the lender can determine to be stable and predictable in their good-faith effort to confirm the ability to repay. 

Hi Esther,You’ve already put in great effort, and your services are definitely valuable!

They will match effort for effort jumping on seller calls and helping you close deals, walk you through contracts, make connections to attorneys, etc.  

It can take a lot of time and effort if you go it alone, so having a trusted team can be a huge advantage.

A tax pro will not save you time or effort but they may assist if you're unsure. 

In efforts to get more experience with IOS, we are seeking a financial partner that potentially has experience with this asset class. 

We have all the resources and an incredible network yet we will still have students who will not put the effort into find a commercial deal. 

.- If doing value add, which market do you think your efforts are going to add more value, the low property cost area or the high property cost area? 

It’s taken me 5 years to get here and it was worth every second of effort, pain, fear, and risk.

They are pretty unique conversions, it does take considerable time, effort and money!