@Pixel Rogue everyone has different future plans - many though haven't thought that far ahead!

Things like quartz countertops, LVP flooring, and neutral color palettes appeal to a wide range of buyers.

If you have an RC Wiley or similar mid/high end furniture/appliance/home furnishings/flooring shop.

I plan to do some of the work myself.

Hi Robert, in terms of the work that could be done easily I suggest activities such as painting, flooring if you have the proper tools, and tiling.

Improved Landscaping, LPV Flooring, new kitchen and bathrooms.

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

You have to know the market before you build a plan and I don't think this market supports your intended plan.

I have a similar project in Buffalo NY, however, I had to change plans when I got further into regulations.  

All are perfectly functional now, but could pull higher rent with replacing the flooring, and updating the kitchen.My current financing setup for this deal would be $235,000 from the HELOC I already have secured.