Most hard money Lenders can't give you final approval without the property because they do an analysis to determine what their risk is. 

I would like to find a mentor/agent who has experience with Foreclosures (HUD) who would be willing to answer questions and work together in the Phoenix/Scottsdale area.I'm on a new journey in life and finally taking steps in the Investor direction... something I should have done a long time ago.

I’m in the early stages of narrowing down markets and evaluating STR regulations, so once I finalize that, I’ll focus more on the design and amenities side.If you have any advice on pitfalls or ways to stand out in competitive neighborhoods, I’d love to hear your thoughts!

I don't really know, however I do know the expert whos book I'm reading does CRE day in and day out and showed me their properties, while I've never seen anything from Peter and I don't even know what his CRE business actually is.A final word to Peter and the Commercial Properties Advisors TeamWhether you agree with this or not, what you are doing is a scam/con and unethical.

While my sister and I will not have any issues based on our history and lives, the goal is to use this property as the learning ground for the final outcome: four duplexes---Structuring the property under an LLC or land trust could trigger a due-on-sale clause, so check with the lender before proceeding.

Even as early as this August, they were supposed to send us our original investment back, and then it really took a turn last week and when I finally got Neal on a Zoom call, he was talking another 2 years before it all played out. 

at least its moving along finally. 

Final bit of advice: if you can, steer clear of house hacking and multi-unit. 

I am finally at my two year mark not being W2 so if I can skip past DSCR loans and the such that would be much preferred as I dont want to pay the fees if I don't have to as I am trying to get some money I put into each unit to renovate back out of it. 

@Scott Isbister Do you know if Calgary has finalized the ability to legalize secondary suites in attached dwellings.