After 12 months, you've met the occupancy requirement on your deed of trust, and you can convert the property to a rental property after that.There's nothing in the Fannie Mae/Freddie Mac guidelines that says you can't rent out a 2nd home when you're not occupying it, and you could rent it out as a short-term rental or long-term rental when not in use (double check the local laws regarding short-term rentals). 

Thank you all for the replies.We are going to try for a Investment Property Loan that allows cash-out, likely a Freddie Mac product, instead of a DSCR loan.

Two-factor authentication may also help to prevent unauthorized access to your information.Accessibility: Do you prefer to access your account with a web browser, or do you mostly use a mobile device?

Fannie Mae and Freddie Mac offer mortgage relief to homeowners impacted by natural disasters, including those with second homes in areas like North Carolina and Florida.

I suppose, though, that most people search on phones and the search results are more important on those devices.

You can plug the device into the wall outlet and check the functionality of the wiring.

Quote from @Josh Mac: Quote from @John Delano: I have several rental houses in Gary, Indiana.

In light of the recent 50bps rate cut, we're starting to see an uptick in requests for Freddie Mac SBL and Fannie Small Loan multifamily loan quotes.

Hey @Patty Mac, I recommend commissioning a tax pro to help with your filing and ask them this question.

Quote from @Scott Mac: Nice house, I like the window over the bathroom mirror.