The interest is so much in the beginning, because the balance is so high, the interest decreases because the balance decreases.

If you can or do trust your PM company then speed can increase and costs decrease over time. 

Of course I can increase deductibles or otherwise decrease coverage, but that is only putting off the inevitable expensive insurance claim.

They had caught some trespassers.We have continued to upgrade our security systems as capabilities have increased and costs have decreased.  

I am seeing a decrease in nightly price and demand for these units.

I'm definitely still looking at it, but one concern is the population growth, it seems to be decreasing slightly? 

I think rates will decrease at least a little bit. 

You'll have to read the details in your PPM and Capital Call notice but generally you send in more money to maintain or decrease, but never increase, your original position, It's not like putting money into a losing stock where you now own more of the company for a lower average price.You're far from the only person this has happened to.

Usually if it’s a revaluation where the whole town goes up in value you see the tax rate decrease and taxes stay the same or go up a little like yours did.

Should we refinance now if rates decrease even just slightly so we pay a lower monthly while we see through these repairs, then once repairs are complete have home reappraised and take out this equity to buy next property where we would live while renting out our current home?