Ton of new build neighborhoods going in which have increased supply.  

However, if you feel uncomfortable supplying it and they insist, then walk down the block to the next brokerage.

Since our credit sucked now we still had hope if we wanted or could afford to spend $400+ a month for 6 months on office supplies basically.

Yup plenty of dollars from talk shows, selling books, tv shows, seminars etc.

Generally the biggest con or concern on rural (from dscr lender perspective) is the availability of the land to build competitive supply cheaply that can challenge the value of the subject property. 

Some start much higher than that.In our area it is simple supply and demand - there is a very large demand for our services, there is limited capacity to provide services. 

Door lock was finicky, nowhere to plug tv in hired an electrician to install a new outlet.

Demand is too high and supply too low!

Kind of that Leverage TV show.

300 or 400 would be ok for a smaller house.You can provide You Tube TV for cable and local channels so you don't look too cheap.