You should wait until you see 5 to refinance in my opinion and use your income, which must be good, to work on an investment property.

We will focus on rehabbing and BRRRR’ing (Buy Rehab Rent Refinance Repeat) SFR/MFR properties.

Hi there fellow Househackers,I've been getting contacted by mortgage lenders left and right offering me to refinance down to a lower rate with them.

I kept that mindset too long into the higher rate environment and have recently shifted my perspective especially on refinances and here is why:1) To frame this, it is important to first consider the total cost of refinancing. 

The plan is to refinance the new unit separately immediately after completion and pay back the loan. 

@Daria B. when I say 1st lien HELOC I mean I have a current mortgage and I want to refinance it as a HELOC. 

Valid options would be:-Cash Out Refinance on a vehicle.

I talked to the person selling the contract and they mentioned that those hud loans have to be paid at year 2051 or if you sell or refinance the house. 

Let me share a hypothetical as a cautionary tale for those who are solely focused on completing BRRRR strategy acquisitions:Investor A has $100K to invest and decides to purchase the "B" neighborhood value add triplex and upon stabilization is able to refinance out $50K of his initial investment but $50K is still tied up in the property. 

Hello, my wife is an optometrist and we are looking to use a physician loan to purchase our primary residence.We have some debt that we would like to payoff through a DSCR cashout refinance in am existing investment property I currently own and from there we hope to be in a good place for the doc loan.Our challenge is finding a lender that can handle both the DSCR cashout refi and the doc loan, since coordinating two separate contacts seems to add extra challenges.If you or someone you know can do physician loans (for optometrists) and also DSCRs I would appreciate being in touch.