I am looking to learn more and build relationships in all areas of real estate and Bigger Pockets seems to be the perfect environment for that.Bryan

I haven't really heard of someone getting terms like that in the private lending environment in a first deal.

You will not be at the condo when she falls or has any kind of accident.It would be kind of foolish to take her out of an already safe environment to a place not as accommodating to her age, something happens and you guys start thinking of ways to put her back into senior assistance facility.  

I can close 7-10 FNMA loans (& I work with some damn complicated scenarios from our fellow BP members) in the same amount of time invested as one HML, and in the current regulatory environment it's not like it's lawful for me to get paid 7x-10x as much for that one HML, soooo......Big picture it's actually a bit of a problem.

I talk to the neighbors and just immerse myself into that environment as much as I can while I am buying.

From that point forward it is all about creating a loving environment for my girls and their children.

For almost every project we’re involved with we can value-engineer the design and or materials selection so there is NO increase in budget for the project which will ultimately be: safer, healthier, more energy efficient (net-zero being the goal), easier to maintain and insure, and feel more comfortable.Investors, in my opinion, are missing an opportunity by not embracing green.

Anyway, I guess I'm getting an education and learning that small multi-families in a high density urban environment might be cash cows, but that they are not anything that I'd be comfortable making money from.  

Instead of realizing the position I was in and strapping up my boots, I acted immaturely and found myself in and out of trouble for the next full year, until I had an epiphany and realized this was my life to live and if I didn't take a stand and create a future for myself I would only amount to being a product of my circumstances and environment.

Vallejo, Richmond, Stockton, San Leandro, Hayward... all areas local to me that are like that, with 4plex loan limits well north of $1m & still 5% down with PMI that drops off once you have the equity (unlike FHA where it's "life of loan" and you'd have to refinance in a rising rate environment to drop the mortgage insurance).