@Timothy Mitchell you refinanced a 3.5% down FHA loan 6 months later?

@Mary Mitchell He is aware of this.

@Kyle Mitchell, are you apart of any groups and would you recommend any certain ones? 

Awesome thanks, means a lot @Mitchell Benson

@Bryan Mitchell look into epoxy countertops.

Quentin Mitchell tag :) 

@Mitchell LitamIf it really is just a couple of pieces you can fill and sand with either bondo or plastic wood. 

@Mitchell Litam if it's an exterior wall like I gather it is, it looks to me like condensation?

@Mary Mitchell I think you may be right about the student loan debacle.

@Mary Mitchell the $75 “belief” is incorrect and never was correct, but in this thread I don’t think that matters.No one is disputing paying cash is legitimate- it is a more nuanced discussion which touches upon documentation of the expense.