The tax deduction is limited to 30% of your adjusted gross income.

Just because you chose to adjust your price doesn't mean it's immediately worth less.

If you proceed without any adjustments, the following will be true: - 50% of your potential depreciation recapture will be recognized immediately and become taxable in the year of sale

@Kaitlyn AragonHey Kaitlyn, I see you're adjusting your strategy...

Their adjuster is reviewing the papers!

DSCR can be fixed rate or adjustable.

The HELOC will likely be variable rate (mine has adjusted from less than 4% to 10%}.

It's essential to evaluate each deal individually, considering factors like your specific market, property condition, and your own risk tolerance.Here's a quick summary of what you might do:70% Rule: Use this as your initial benchmark to assess deals, especially if you're looking at traditional financing with 70% LTV as a goal. 75% Rule: When you have access to lenders offering DSCR loans at 75% LTV, adjust your analysis to match this new lending option.

Or do you think in 2 years my $200,000 down payment would've just been better in the stock market earning a historical average of 10% (With dividends reinvested, not adjusted for inflation).

Banks will be more likely to have an adjustable rate with a floor which could benefit you if the fed starts to reduce the rates.